Privacy, terms & risks

Privacy and local preferences

Money Race is operated by Game On Interactive LLC. Contact info@onlytenbucks.com for privacy questions or requests.

The U.S. edition can be used without an account. Your entered amount, holding period and color preference are stored in your browser. Your entered amount is not sent to the market-data API. Clearing this site's browser storage removes these preferences.

Our hosting infrastructure receives normal connection information, including IP address and request details, to deliver and secure the site. Approximate country information supplied by the hosting provider chooses the initial market. We do not request your device's precise location. An explicit market choice is saved in a first-party cookie for up to one year and can be changed using the market selector.

The U.S. edition does not initiate optional analytics or advertising tracking. Separate consent choices apply if you visit the Türkiye edition. Following an external link opens another organization's website and its privacy practices apply.

Questions or requests about access, correction or deletion can be sent to the contact address above. We may need enough information to identify the request. Applicable rights depend on your circumstances and location.

Terms of use

Money Race provides general educational market comparisons. It does not know your income, debts, emergency needs, tax position, retirement-plan rules or full portfolio. Rankings do not constitute personalized investment advice or an offer to buy or sell a security.

Scores, source coverage and signal agreement are descriptive model outputs, not probabilities of profit or guarantees of performance. The U.S. adaptation has not established out-of-sample predictive accuracy. You remain responsible for evaluating investment suitability and any transactions.

Data can be delayed, revised or temporarily unavailable. Sources may adjust historical observations. We display observation dates and omit instruments without sufficient verified history. The universe contains representative instruments and does not compare every product available to U.S. investors.

Do not misuse the service, interfere with its operation or redistribute third-party data without the relevant permission. Third-party websites and services operate independently. We may update the service and these notices; the effective date appears above.

Understand the risks behind the race

Investments can lose value. Stock and real estate funds are exposed to market declines. Bond funds carry interest-rate and credit risks. Treasury-bill ETF income changes as holdings roll over; ETF shares are not FDIC-insured bank deposits. Gold does not produce income. Bitcoin can be highly volatile and carries custody and platform risks.

Historical fund returns use distribution- and split-adjusted prices when available. They include expenses already reflected in the data, but exclude your personal taxes, commissions, spreads and custody costs. An adjusted historical value is not necessarily a tradable quote. A displayed amount-to-shares estimate uses an unadjusted observation only when available.

Taxable brokerage accounts, traditional and Roth IRAs, and employer retirement plans have different eligibility, tax and withdrawal rules. The model does not calculate those effects. Consult current official guidance or a qualified professional for your circumstances.

Useful official resources: SEC Investor.gov, IRS retirement plans, FDIC deposit insurance.